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Discussion in 'Credit Talk' started by cadman, Oct 24, 2000.
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Just a thought
She may have meant that someone had reaged an old debt. Now on to a different one, I talked to AmEx about repaying the $ I owed them prior to BK, they said that they no longer have the debt and gave me the name of a collection agency. Paying the collection agency wouldn't help with trying to re-establish a relationship with AmEx would it? Also, I'm in TX, so SOL is only 4 years.
You can always get a free report when getting rejected for credit by calling toll free # on your denial letter. I just ran mine on line at www.123creditreport.com (Experian for 7.95, like it a little better than Q-space version. No errors on 28 accounts. Did the same at www.equifax.com (8.00), only error was a former address. With a million transactions a day by Experian, Equifax, and Trans Union it is a good idea to check reports often. After four years Direct Merchants Bank finally showed up on both reports.