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Experian RoadBlock - HELP!!

Discussion in 'Credit Talk' started by BostonJeff, Dec 19, 2001.

  1. Dec 19, 2001 #1
    BostonJeff

    BostonJeff Well-Known Member

    Hey Folks,

    I need some advice. I just received a notification back from Experian letting me know that they refuse to reinvestigate previously submitted items. What should I do now? Any advice would be great.

    Thanks
    BJ
     
  3. Dec 19, 2001 #2
    Erica

    Erica Well-Known Member

    SUE
     
  4. Dec 19, 2001 #3
    breeze

    breeze Well-Known Member

    I am getting ready to send them a letter quoting that section of the FCRA myself. That should get a response. If it doesn't, then I agree, sue.
     
  5. Dec 19, 2001 #4
    BostonJeff

    BostonJeff Well-Known Member

    Do you have that section of the FCRA that I can use in a letter myself?

    Thanks
     
  6. Dec 19, 2001 #5
    Kittw1

    Kittw1 Well-Known Member

  7. Dec 19, 2001 #6
    breeze

    breeze Well-Known Member

    This paragraph:

    § 611. Procedure in case of disputed accuracy [15 U.S.C. § 1681i]
     
  8. Dec 19, 2001 #7
    BostonJeff

    BostonJeff Well-Known Member

    Thanks.
     
  9. Dec 19, 2001 #8
    Erica

    Erica Well-Known Member

    Breeze....Do you have a letter that pertains to this?

    I want to demand reinvestigation and threaten to sue in the same letter.

    Thanks in advance.
     
  10. Dec 19, 2001 #9
    Ender

    Ender Well-Known Member

    ..dispute again and they may reinvestigate. It depends on who you is reading your mail.
     
  11. Dec 19, 2001 #10
    Erica

    Erica Well-Known Member

    I tried to do it online....do you think that is the problem?
     
  12. Dec 19, 2001 #11
    Kittw1

    Kittw1 Well-Known Member

    This happened to me once. I simply faxed it in to them. I went online about 7-10 days later and what do you know...everything was blue (under investigation). Say something different in your fax other than not mine. I demanded to know how they verified and told them the results of my own investigation? Got 1 out of 2 issues deleted.
     
  13. Dec 19, 2001 #12
    raiderpam

    raiderpam Well-Known Member

    I have had the same trouble with them, the a$$holes.
     
  14. Dec 19, 2001 #13
    LAT

    LAT Well-Known Member

    I noticed on my husband's credit report, that I just got, they are listing disputes and the outcome under the original disputed item. Is that so they can keep track of how many times you have disputed an item? Be scared or no big deal?
     

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