Experian score and reports question

Discussion in 'Credit Talk' started by Bill B, Sep 11, 2001.

  1. Bill B

    Bill B Well-Known Member

    I signed up to get my credit monitored and i can get unlimitted reports and scores from experian..I know that some of you also monitor your files..The price i pay seems steep and was wondering if i should go else where before my 30 days are up..I am paying $80.00 for the year and as i said it is all i want unlimitted..I guess i can check my score daily and it keeps track of it..Which isnt to good i guess at 673..I also found a open account that i didnt know i had it is HOUSEHOLD RETAIL SVCS anyone know what this is?? I also see i have over 16 inquires in the past 2 years by using the tools they provided i would have had a score of 800+..Is there a way i can get these taken off?? Overall this seems like a great way to keep track of my credit..Any comments or help is welcomed. Thanx....

    God Bless America !!!!!
  2. author_22

    author_22 Well-Known Member

    Experian has a way you can dispute inquiries online. Pick about half of them, wait for deletion, then the other half. I've never not had an inquiry deleted by EX. Good luck!

  3. chelechele

    chelechele Well-Known Member

    experian is awsome to dispute online....
  4. cariba

    cariba Well-Known Member

    If you have an Orchard Bank card, that may explain Household showing up.
  5. Bill B

    Bill B Well-Known Member

    No i dont..This has a 900 limit on it and has never been used from what i gather and has been open for 3 months or so
  6. Dani

    Dani Well-Known Member

    Bill B,

    Have you opened a CompUSA or Best Buy within the past months? Household handles the credit lines for both of these stores.

  7. Bill B

    Bill B Well-Known Member

    No But i did ask experian for contact info for them need a #

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