Experian just removed 1 mortgage late on my report. The problem is they removed then wrong one! In other words I had two lates on that report, one correct and one inccorect. The one removed was 30 days 8/98 and they left the late (incorrect late) for 8/2000. My score went up a whole 1 point. Still no change in score from the last collection being removed last week. The only baddy on my report is the one late mortgage payment. 8 year positive payment history 9 accounts paid as agreed. Score 663. Blllah
Just tell them that they did not remove it despite their results that say that its was. I would not mention the other one that was removed.