take a look at this account and tell me how should I dispute this account. I did file CH13 and was dismissed in 1999... pay close attention to the status note...... I'm assumed balance should be 0 or 1321! BANK ATLANTIC IL Address: 4201 N ANDREWS AVE FORT LAUDERDALE, FL 33309 Account Number: xxx125356....... Status: Discharged through Bankruptcy Chapter 13/Account charged off. $15,452 written off. $14,131 past due as of 1-2004. Date Opened: 12/1997 Type: Installment Reported Since: 02/1998 Terms: 66 Months Date of Status: 10/1999 Monthly Payment: $0 Last Reported: 01/2004 Responsibility: Individual Credit Limit/Original Amount: $17,520 High Balance: NA Recent Balance: $14,131 as of 01/2004 Recent Payment: $0 Account History: , 2-1999 Charge Off as of 9-1999, 9-1999 Debt included in Chapter 13 Bankruptcy 10/31/1999