I have a Bank of America auto loan tradeline that was reported in 4/1994. It has a perfect payment history and the loan was for 15k. As we know, perfect credit is reported for 10 years and the tradeline was deleted as of 4/04. Is it possible for me to get that tradeline back? My score dropped by at lease 40 pts because of its removal.
the CRA are now claiming they only report positive paid off acct 7 years at least that was in my case. you can call the auto place who reported the TL and request that they put it back on there. thats the only way I know for the CRA to add it back on there.
