I just spoke with a CSR from ExxonMobil card, and was told that accounts were reviewed every 3 months for credit limit increases. I just opened my account in May, so I haven't gotten one yet; but I pay my bill in full every month and only use around $50/month on a $200 CL. Does anyone know how generous ExxonMobil is with credit limit increases? The bank is Monogram credit card bank of georgia. The actually report accurate credit limits, so I like to flex the account's limits...
I get a CLI from WAL*MART STORE CARD (MCCBG) like every 3-4 months... ...and I have never paid one penny of interest...I ONLY USE THE 0.00% OFFERS
I just got one. Are U saying they report the ACTUAL CL or do I have to play that CAP 1 game? thanks fweem!
Chase issues the WalMart MC, not the regular retail card. Just like Citibank issues the ExxonMobil MC. Monogram issues the WalMart retail card and the ExxonMobil gas card.
Re: Re: ExxonMobil CLI??? For some reason I have $X,X25<-------AND THE $25 NEVER CHANGES!!!! They give me $XXX...but they WON'T give me $X75 more
Re: Re: Re: Re: ExxonMobil CLI??? thanks for the reassurance! Gas cards are great for FICO 'Mix" and albeit minor "utilization" FWEEM!
I have a Citibank limit of $3010, which really bothers me. I suspect that they won't add $90 or $190 to round it off. So what I intend to do is ask them to lower it by $10.
Re: Re: Re: Re: ExxonMobil CLI??? I have NOT asked for the $75... THEY HAVE A COMPUTER BASED INCREASE SYSTEM BASED 100% ON THE PAYMENT HISTORY... 3 months....BAM increase...3 more months...BAM increase
Re: Re: Re: Re: Re: ExxonMobil CLI??? Are you sure that's all it's based on? They've done two AR's so far on Equifax! I've only had the account open since May.
Re: Re: Re: Re: Re: Re: ExxonMobil CLI??? THAT IS WHAT I WAS TOLD... THEY DO "AR"...but NOT a "HARD" for a limit increase!!!
Re: Re: Re: Re: Re: Re: Re: ExxonMobil CLI??? I hope you're right. I pay in full every month with conservative usage on the card. I'd like to see the CL grow significantly.
