Just called TU to dispute a duplicate entry from NextCard that showed my balance twice, leading to a possible lower score because my balances were off. The response on the phone was "Nextcard is out of business, I'll delete them all" Uhh... ok. I have not lates or bad TLs w/NextCard, but anyone who wants to get rid of them fast, just call TU. That could mean an easy dispute for EQ and EXP also.