Has Anyone had this Problem Before?? Is just me or What? I've been guided to purchase one product after another winding up with a Suzi Orman Kit which now cost me some $40 some odd bucks so the scores don't disappear before I get the the CA to finally verify and then send by CRRR answer of documented proof that the tradelines have been correctedor deleted before the scores disappear from my page. Now I think I have been snookered again because I can't ever Log In to the site this has occured every day for the past 3 times and I keep getting my account locked out and when I raise the issue they just respond they will send a 10% off discount Email coupon number to apply towards another product puchase. I think I'm being SCAMMED!!!!
I did an 8.95 a month monitoring service through MyFICO.com and haven't had any issues logging in or otherwise. It sends me alerts to my email if there has been any change of my accounts.
You haven't been scammed but you probably didn't buy the right product for your needs. The only "monitoring" product MyFico offers is Scorewatch, and it only monitors one of the CRAs. For monitoring changes on your reports, there are much less expensive products. Personally, I use TrueCredit for monitoring my reports and occasionally pull scores from MyFico to see what the actual numbers are.
Yeah, I agree MyFICO is too expensive to use as a monitoring service. I don't use monitoring services. I don't pay for credit reports. I get free copies calling the numbers they have available and claiming that I have recently been declined credit. Works for me. There is also www.annualcreditreport.com Experian 888-397-3742 Equifax 800-685-1111 TransUnion 800-916-8800 Creditors are pulling reports on a regular basis, the credit reporting agency does not know who declined you, so if there is any activity in the last 30 days they will just send you out a report.
Does anyone know if there is a limit to how many times you can pull using TrueCredit in a month? I cannot get it to do the update credit report feature all of a sudden and was wondering.
