Thanks. I researched the company name and figured that the bought the debt, but I wasn't sure what the "Factoring Company" on my CR meant. I did some research on the company, Unifund, and found out that they are pretty shady. Actually, I am pretty glad that they bought this debt; it was a 5k charge off. I should be able to get the original account off my reports now, and then hopefully the new one through validation, etc. Also, I already have several violations against them totaling more than half the debt and I havenâ??t even heard a single word from the company yet. The most serious violation is re-aging the debt. They re-aged it by over 2 years. I have all the documents to prove it! Once again, thanks for the quick response.
