I am looking for a Fair Isaac contact to ask about how accounts are aged with respect to the formula. I am getting busted for too new accounts, even though I have many 5-7 year old accounts. The problem is that those accounts "months reviewed" are light. So they accounts look younger than they are. Equifax says it's the subscriber's deal, the subscriber says it's how Equifax reports their info. I'm trying to get an answer on how FICO gets the accounts' ages. Any contacts at Fair Isaac? Or any answers???