Thank god for Privista! As of this month, my credit union is reporting a paid off installment loan as being 1 time 90+ days late. I was never ever late. I'm on the phone with the credit union now, who says they will take a look at it, but it does not look like it was ever late. They said they will get back to me tomorrow.
How are the creditors always coming up wit this kind of crap?????????????????? ???????????????????? //////
Don't know, but it has happened to me a lot lately. Accounts update, and lates that were never on there suddenly appear.