Why are they allowed to advertise as on line application if they ofteimes say we "need more information" or ask you to mail/fax in stuff? That is blatant lieing and should be illegal
I've had the same thing happen to me and no, it's not lying. I know a lot of people who have been approved that way--unfortunately, I haven't been. Usually, it's because there's something questionable regarding your credit and my experience means that you will usually be turned down. I think they'd rather decline you in a letter than online--I for one am glad they do it that way!
