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Discussion in 'Credit Talk' started by Lopez, Jul 12, 2000.
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I've had the same thing happen to me and no, it's not lying. I know a lot of people who have been approved that way--unfortunately, I haven't been. Usually, it's because there's something questionable regarding your credit and my experience means that you will usually be turned down. I think they'd rather decline you in a letter than online--I for one am glad they do it that way!