Kittw1, I used to have FCNB secured MC and they unsecured your account after a year if you keep your account in good standing. In my case, they increased my credit limit. Ron.
Kittw1, Yes, they increased my limit and I think it was $250. They release the fund from the savings account and they sent me my money plus interest (not much) after a month. By the way, I got them to lower my interest rate to 15.90%. Ron.
Whew!! I was screaming, because I just offered them a $300 deposit. How much did you open with and what was your initial limit? P.S. Thanks for the response!~
kittw1, I deposited $500 and they give 1.5 times of my deposit. The credit limit of the card was $750. From time to time they offer me up to 2.5 times of my deposit. The credit limit of the card was $1900 before it was closed. They also offered me a secured Visa and the limit was $4800 before it was closed. Ron.
They kill me with the "up to 4x your deposit". Well, with a $450 limit, I am not interested in paying a monthly participation fee of $6 and oh yeah the one-time processing fee of $119.
Kittw, They didn't charge me anything when I added my deposit to secured saving accounts. They offer me "up to 3x your deposit". Don't take the offer because it is rip-off. It sounds like another Capital One. Ron.
I think that you are thinking of the wrong card. There are no processing or participation fees at FCNB. There is just an annual fee that I believe is about $29 or so. I have had the card for almost a year and can't complain. Jim
This month 500 deposit. 1500 credit limit 4 + yesrs after BK in '97. Deposit due back in a year. I am happy
No I was just saying that I will take them in comparison to others that make you pay all of those silly fees to have their card.
