Just received a response regarding my application for a spiegel mastercard- DENIED Expalanation: "NUMBER OF TRADES WITH WORST RATING OF 'SATISFACTORY',RATIO OF BALANCE TO HIGH CREDIT FOR ALL OPEN DEPARTMENT STORE AND RETAIL REVOLVING TADES AND RATIO OF BALANCE TO HIGH CREDIT FOR ALL OPEN BANK REVOLVING TRADES" CB- was Trans Union, as per my credit file with them- I have none. Amazing or what? As per the above mentioned- translation---my credit sucks? Of course along with the declined letter was an application for their guaranteed secured card: Minimum deposit: $ 100.00 (c/limit x5 of deposit) so $500.00 supposedly. No application or processing fees only the minimum deposit required. Anyways, within the application/leaflet was in bold letters not applicable to territories of the US, which is where I am -GUAM. It's amazing - no one at this bank truly looks over their documents. It only proves more and more to me that they just don't care unless you actually fit in their box. Still without any good credit.... The battle goes on......and on...and on.........
