FCNB MASTERCARD QUESTION!!!!

Discussion in 'Credit Talk' started by niecy25, Nov 13, 2000.

  1. niecy25

    niecy25 Well-Known Member

    I applied today and was approved for a 150% deposit, pending further verification. Has this ever happened to anyone else. I don't want to send in a deposit if they are not going to actually give me the card. Or turn me down two days from now. Please somebody let me know if this is a normal process. Thank you.
     
  2. LadyCarr

    LadyCarr Guest

    RE: FCNB MASTERCARD QUESTION!!

    Hw did you apply? Was it over the phone and they told you immediately, or what. I applied through the mail, and I called to check the status and I was also approved, pending verification. I just had to mail them a copy of my phone bill. It could be anything, or it could be nothing at all. Sometimes that's just the way these creditors talk.

    Good Luck
     
  3. niecy25

    niecy25 Well-Known Member

    RE: FCNB MASTERCARD QUESTION!!

    I was approved over the phone
     
  4. Michael

    Michael Guest

    RE: FCNB MASTERCARD QUESTION!!

    Verification would be the following:

    1. Social Security Number
    2. Address
    3. Phone # (possibly)

    If they can't verify this through the usuall databanks then they will ask you to send in a copy of your SS Card, and/or a copy of a utility bill with your address on it.
     
  5. sam

    sam Well-Known Member

    RE: FCNB MASTERCARD QUESTION!!

    They asked me for this junk even though my address was 1+ years, plenty of junk on my report to verify name, work, address, etc.

    I found it rude, and intrusive. (just me personally) and degrading, since other banks did not ask me for this information.
     
  6. Michael

    Michael Guest

    RE: FCNB MASTERCARD QUESTION!!

    People change employment often and salary's change even more often, how can you be offended?

    I bet you would be more offended if anything on your report was wrong, and they DID NOT ask you, and took it to be a fact.

    Come on think before you say something like that. Everyday people @!#$ about denials because of wrong info on reports, and your bitching because they gave you the decency to request accurate info!
     

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