I applied today and was approved for a 150% deposit, pending further verification. Has this ever happened to anyone else. I don't want to send in a deposit if they are not going to actually give me the card. Or turn me down two days from now. Please somebody let me know if this is a normal process. Thank you.
RE: FCNB MASTERCARD QUESTION!! Hw did you apply? Was it over the phone and they told you immediately, or what. I applied through the mail, and I called to check the status and I was also approved, pending verification. I just had to mail them a copy of my phone bill. It could be anything, or it could be nothing at all. Sometimes that's just the way these creditors talk. Good Luck
RE: FCNB MASTERCARD QUESTION!! Verification would be the following: 1. Social Security Number 2. Address 3. Phone # (possibly) If they can't verify this through the usuall databanks then they will ask you to send in a copy of your SS Card, and/or a copy of a utility bill with your address on it.
RE: FCNB MASTERCARD QUESTION!! They asked me for this junk even though my address was 1+ years, plenty of junk on my report to verify name, work, address, etc. I found it rude, and intrusive. (just me personally) and degrading, since other banks did not ask me for this information.
RE: FCNB MASTERCARD QUESTION!! People change employment often and salary's change even more often, how can you be offended? I bet you would be more offended if anything on your report was wrong, and they DID NOT ask you, and took it to be a fact. Come on think before you say something like that. Everyday people @!#$ about denials because of wrong info on reports, and your bitching because they gave you the decency to request accurate info!