FCNB MC $0 credit avail!!!!!!!!!!!!

There was a post the other dya that FCNB got taken over by the FDIC. This may have something to do with it. Try customer service and see if that's the problem.

 

For some reason March 7th sticks in my mind as the day that FCNB was going to close all of the Visa & MC acccounts. I believe someone here stated that your CR would say "closed by consumer" even though FCNB closed it. Double check to be sure though.

 

anyone know of a working customer service phone number? the one on the back of the card no longer works...thanks.

 

Card Shutdown (3/07/03)


FULL STORY:

Spiegel's First Consumers National Bank
is notifying cardholders that their VISA
and MasterCards cannot be used for
purchases after today. However,
Spiegel's store credit cards, including the
Eddie Bauer, Spiegel Catalog, and
Newport News cards are unaffected by
the action. Some "Eddie Bauer
MasterCards" and "Spiegel
MasterCards" may also be affected
among the 740,000 cards being
shut-down this weekend. FCNB was notified February 14th by federal regulators to
liquidate its bank credit card portfolio. The OCC required FCNB to stop accepting
new credit card applications and stop granting credit line increases to any of its existing
credit card accounts; and to notify its existing cardholders that FCNB will not accept
any new charges on their accounts after April 1st. The bank has been trying to sell its
portfolio after signing a consent order with the OCC in May 2002 to end the issuance
of sub-prime credit cards. FCNB agreed at that time to stop issuing any new secured
credit cards unless it is fully secured; increasing the credit line of any existing secured
credit card, or issuing any new unsecured or partially-secured credit cards to any
existing customer with a low credit score. Spiegel has posted huge losses in its bank
credit card portfolio after the collapse of the economy in 2001. The issuer specialized
in issuing secured cards, partially secured cards, and unsecured cards to consumers
with credit scores under 680. For more information visit: www.fcnb.com.

www.cardtrak.com

 

http://www.fcnb.com/Credit_Contact.asp

 

Thanks George, but that's the same number on the back of the card. I didn't want to get bounced around by the Spiegel's or other numbers but I guess I'll try them to see if maybe I can get lucky and actually speak to someone who can answer some questions.

 

We all lost our NEXT CARD accounts the same way...although we had a much longer lead time...

WE JUST DEALT WITH IT...

 

Will they still charge an annual fee to those accounts they closed that still have balances due?I don't think that would be fair.I closed my account with them about 4 months ago and still have a 200 balance i received a notice from them in the mail a week ago that i could no longer use my card,They stated this was being done for buisness reasons and not because of anything i have done.

 

I closed my account over a year ago, and they still sent me that notice.....great record keeping

 

Re: Re: FCNB MC $0 credit avail!!!!!!!!!!!!

They should NOT be able to charge an annual fee (after 03/07/2003) for a renewal...the account is CLOSED!!!