FCNB Overlimit

Discussion in 'Credit Talk' started by TomL3030, May 21, 2001.

  1. TomL3030

    TomL3030 Member

    I charged up my FCNB almost to the max, planning to pay it down in 3 payments in an attempt to get my limit increased, and Earthlink decides to pre charge me 6 months of DSL without telling me. Thus I went over my limit by about $150. I sent in a check for $300, but right now I'm blocked from making further charges. Has anyone have any experience in unblocking FCNB cards?


    GEORGE Well-Known Member

    Has the payment posted and cleared your bank?

    Tell them to DROP the hold.

    You didn't know about the 6 month pre charge.
  3. TomL3030

    TomL3030 Member

    The check cleared a long, long time ago. Apparantly FCNB has a policy where if you go x% over the credit limit they just block your card, even if you make payments on time. What I don't understand is why they even allowed the charge to go through if it's so bad.

  4. Terry

    Terry Well-Known Member


    You will probably have to wait 6 months before they reopen the account to new charges.

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