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Discussion in 'Credit Talk' started by lena, Feb 27, 2001.
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It depends on how they approve you.They have 100 150 200 and 300%.I do know they approve you instantly over the phone at 1 800 876 3262
I had the card when my credit was worse. I got 150%. I think everybody gets that. My assistant at work has TERRIBLE credit and she got that deal.
I was approved for just 100% of my deposit 4 months ago. I think they checked my Trans Union report and the only things on there were a collection account from 5 years ago and a Capital One card with perfect pay history but only 3 months old.
I also have the FCNB at 150%. I really like the card. they are prompt to report and seemed to be a good credit builder...after i had the card for a few months, i received offers (and acceptance) from prime cards. they also do periodic increases without me having to ask (or beg like other cards). they returned my deposit after a year (i didnt ask to unsecure it) and my limit is now $4,000. Not bad for starting with $100!
thanks I think I will go ahead and apply with them
I received 300% from FCNB. This made my limit $900. After a few months, the gave me $100 increase so my limit is now $1,000. I'm about to unsecure it.