Discussion in 'Credit Talk' started by bohemian, Mar 21, 2001.

  1. bohemian

    bohemian Guest

    I sent in the $100 for an FCNB card and got it, not sure what the credit line is yet. Back in '97 when I filed bankruptcy I had a Spiegel card that was included. What are my chances of getting a Spiegel or Eddie Bauer card again and how long would it take?
  2. Ron

    Ron Well-Known Member

    I don't know what your credit limit if they haven't said anything. You can find out the limit of your FCNB by calling 800-876-3262. I got pre-approved application of the Spiegel card from the mail and I got approve. By the way I don't have any negative account in my credit reports. I think that you may need perfect credit in order to get approve. You can try to apply for it and I think they have instant credit on-line.
  3. RichGuy

    RichGuy Guest

    Re: Spiegel

    I got a Spiegel card with less than perfect credit, although the last 3 years have been perfect.
  4. Chet

    Chet Well-Known Member

    Re: Spiegel

    If your talking about the Eddie Bauer Mastercard, they have very strict credit requirements. They only approve those with perfect credit!

  5. AnnMarie

    AnnMarie Well-Known Member

    Re: Spiegel

    I think there's a big difference between Spiegel and the Edie Bauer MC. Speigel is in stores, the othere is a normal card afaik. I just "reopened" my Speigel account and I have several bad things, but none at all since 9/99.
    The first time I received Speigel....my credit was limited but did not contain any negatives. An interesting note, however is this: Years ago, my limit was started at ~825, upon re-establishing the account, it is now ~400.
    I don't believe I would have qualified for the Eddie Bauer V/MC

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