can anyone route me in the direction,(specific to staff opinions, court cases and the actual fcra/fdcpa) in which a collection agency is obligated to provide validation? I am specifically looking for a section that outlines an agencies obligation to validate a balance?... I am trying to suit up for possible a possible lawsuit against a collection agency... also if an account was say charged off 2/99..would that not be the "open date" for the collection item? not the date the collection agency receives an account correct? any info please???
