I have an account that I am currently late on. The rep from the company is calling leaving account information on voice mail and talking with people I put down as references about the debt. Is this a violation of the FDCPA? Can I sue?
If its the OC calling, they aren't bound by the FDCPA. You might want to check into your state's laws to see if they offer any relief.
I live in alabama and I cant find any information on debt collection laws it just states that they adhere to the FDCPA.
