This is my first post. Embarking on the newbie journey. 1st) I have recently sent off My HIPPA letters to the Hospitals I have owed money to for five years due to a medical catastrophe. I included payment in full and paid with MO. 2nd) I have sent a Cease & Desist letters to the CA's. 3rd) Letter to the CRA to remove multiple TL's on the same account by CA, and deletion of the listings because they are paid. 4th) I am taking out a small loan against my 401K to pay off all my outstanding loans. 5th) Cease & Desist letters to all CA's related to these bills. 6th) Massive writing campaign to CRA's to delete negative reporting. So . . . does this sound like it will be effective?
