FHA approved:)

Discussion in 'Credit Talk' started by Momof3, Apr 30, 2001.

  1. Nave

    Nave Well-Known Member

    Re: Way to go Mom!

    Woo Hoo!!!! FHA pre-approval way to go! Congratulations Mom, The right house is soon to come. Now the sellers take you seriously :)

    -Dave

    PS AnnMarie you're next!!
     
  2. MartysGirl

    MartysGirl Well-Known Member

    GREAT MOM...!!!!!
     
  3. hurricane5

    hurricane5 Well-Known Member

    Mom,
    Congrats on the approval - reminds me of last May when I got my approval...hope you got a good rate, and don't be afraid to take advantage of that neat thing called "streamline refinancing"...

    Congrats again!
    Hurricane
     
  4. miles

    miles Well-Known Member

    WTG mom!! I am happy for you. You have worked so hard for this. Keep us updated on the home shopping!! :-D
     
  5. Kelly

    Kelly Well-Known Member

    Congrats mom,

    I'm soooooo happy for you!

    Kelly
     
  6. MiamiBlues

    MiamiBlues Well-Known Member

    Mom,

    Congrats on your mortgage! I have to go tomorrow and meet with my broker and from what we discussed this afternoon I'd do anything to have your scores!

    Enjoy your new home!

    Manny
     
  7. dogman

    dogman Well-Known Member

    I AM THRILLED MOM

    You did it about 4 months faster than I thought - BUT - we knew it would be 2001!

    What a great message - I am very happy for you all.
    The hard part is getting approval - now ENJOY finding your new digs!

    Guess Mom?
    DOGMAN PREDICTS you will purchase the 8th place you look at. Just a feeling!

    CYA Dogman
     
  8. Nave

    Nave Well-Known Member

    Re: I AM THRILLED MOM

    LOL the DogPredictionPoll:

    I got 5 bux on the 5th house she sees after pre-approval :)

    - Dave

    PS - My nephews faorite number is 5
     
  9. GEORGE

    GEORGE Well-Known Member

    Re: I AM THRILLED MOM

    CONGRATULATIONS...

    Have you started on your WANTS list???

    # bedrooms
    # bathrooms
    2 car/3 car garage
    city
    part of city (n/e/s/w)
    fireplace
    price range
    large yard~small yard
    brand new house~older house
    one level~multi level~two story
    basement
    etc...


    OUR AGENT SAVED US A LOT OF TIME HAVING THIS KNOWLEDGE UP FRONT...
    If you HAVE to have 5 bedrooms, he won't waste your time showing you a two bedroom...
     
  10. Momof3

    Momof3 Well-Known Member

    Re: I AM THRILLED MOM

    Thanks all. Gosh a running bet on what house number we see LOL. yes George I have stated my criteria and now that it's approved I am sure there will be a few houses that they didn't know of last week LOL.



    Mom
     
  11. AnnMarie

    AnnMarie Well-Known Member

    Re: I AM THRILLED MOM

    Hey Mom,
    Have you checked out the custom search on realtor.com ? it's really good...you can put in lots of stuff....it's been great for me, would be perfect if I had financing! lol...hey, I have a question:
    Since you have pre approval, can you buy your house anywhere you want to?????
    Hmmm......


    AnnMarie
    *who is very tempted to go house hunting for Momof3!
     
  12. Momof3

    Momof3 Well-Known Member

    Re: I AM THRILLED MOM

    Yes AM I check realtor.com all the time, trouble I have came across is most listing are rather old, most I have liked were sold already. I don't think that's the first place they advertise??

    Not sure about the other question though.



    Mom
     
  13. AnnMarie

    AnnMarie Well-Known Member

    Re: I AM THRILLED MOM

    In the area I look in, you can choose newer houses.....and newer listings to be emailed to you when you like--I get a daily when there's new ones listed.
    Oooohhhhh...I am SO excited for you! Do you already know your rate?
     
  14. Momof3

    Momof3 Well-Known Member

    Re: I AM THRILLED MOM

    hey annmarie, my rate will be 6.75 for now, depending how long it takes to find a house, it may go up or down I didn't lock the rate.


    Mom
     
  15. LKH

    LKH Well-Known Member

    Re: I AM THRILLED MOM

    Congrats Mom. All that hard work and fighting with the cra's finally paid off! Show you what can be accomplished when you put your mind to it. Happy hunting.
     
  16. Momof3

    Momof3 Well-Known Member

    house number 4

    We are going to look at house number four, let's hope it's a charm, I don't want to look at 4 more DOG:), lets hope 4 is the magic number, change your prediction LOL


    Mom
     
  17. MikeG

    MikeG Well-Known Member

    Congrats Mom. Enjoy the tax break.

    Mike G.
     
  18. NanaC

    NanaC Well-Known Member

    Hey, Mom...will your down be the 3%? How did the meeting with broker go?
     
  19. Momof3

    Momof3 Well-Known Member

    Hi Nana, yes we will need 3% down, I did all this online so far, my loan papers were sent over night I should get them tomorrow:)



    Mom
     
  20. NanaC

    NanaC Well-Known Member

    Dang, girl, this is so exciting!! You really can't hope for anything more!!

    I believe we are going with Don...sure like the guy. We will move in July so will need preapprovals by then. I just wrote and asked him about the mortgage deals available for teachers..hey, you never know.

    Thanks for the info!
     

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