Does anyone have any advice about going FHA or builder finance? Also, will FHA still work with me if there was a problem with them in the past? I signed on to my ex-spouses refi. a few years ago(still married then) and it was backed by FHA. A few years ago, spouse ran out and house almost foreclosed. I sold it for a little less than what was owed on it and FHA approved the sale. This was about 2 years ago. Will they work with just me on a new home loan or should I just look to the builder because they are giving some really good deals at this time. Thanks for the help. Scores are in the mid 600's with a steady, good income. Also, does anyone know the criteria for first time homebuyer programs? The only house I was involved in was signing on that refi. in 98'
