It has his previous address listed as his current address, and our current address listed as his previous address. It also has an address that he has never lived at listed as a previous address. We've lived at our current address since 12/1996. It shows 1 collection account with a balance date of 1/1/1995 (he no collection account). 3 judgements (5/1/96, 6/1/94, and 4/1/99) none of which are his. It shows 2 delinquent accounts - an installment loan (2/1/97)and a morgage(5/1/2000) that are closed. Neither are his. It shows a total of 20 other accounts almost none are his. For example, it shows credit cards and another mortgage that aren't his. The dates ranging from 1/1/1969 to current. He was only 5 in 1969! We know exactly what is happening. He is a junior. All of his father's bad debt and judgements are being reported on his report. A while back, he received a copy of a different report (equifax or experian, I can't remember). It showed a judgement. We disputed it, but the CRA insisted it was his, and that the court verified this. He called the court, and the court said that they would not have it removed from his report. We know it is his father's his father will admit this. how do we get this whole mess cleaned up. My fiance has perfect credit, but his father's info on the reports is screwing him, and the CRA's don't care.