My FICO scores are approx 700. I have long history of paying accounts ontime with an unpaid tax lien that is 8.5 years old. Has anyone applied for a credit card with a similar profile and been approved? Or, suggest a credit card that I might try. I have repeatedly disputed the record with the CRA's with zero success.
I just recently got a paid tax lien off of all of my reports, and my Experian report still shows one I had to pay to close my mortgage. I got a State Farm platinum Visa and four Household cards (Best Buy, Gold MC, GM and Corvette) with a 6 year old paid lien on Equifax, and Target Visa, Advanta, Citibank and American Express with an UNPAID lien on Experian. Most of the cards I got that pulled Trans Union occured after I got my liens removed. My scores were in the 600 range when I got most of these. You should be fine.
First, thank you very much for your response! Just to make sure I am understanding, you were approved by Target Visa, Advanta, Citibank and American Express with an UNPAID lien on Experian? Did you apply on-line? The American Express card, was this the blue card? (Or, which one?) And, do you think the unpaid tax record affected the credit limit the companies offered? Thanks again !
Hubby got a Citibank with 7500 cl a few years ago. We didn't realize that an old tax lien was still showing unpaid to the tune of 36K.
