How can you go from being Prime to sub-prime just by using 64% ult? I have cleaned up my equifax report. Just have one tradeline with a few lates 3 years ago. Doesnt effect my score, i have disputed it and score didnt go up or down. It just pisses me off you are considered slime just by using more then the average ult.
Want my Cap1 card? I'm slime for using just $707 of it's $3000 limit (since they don't report CLs, only a $1413 HC!!)
You can solve this by purchasing something very expensive right before the end of a billing cycle. Just return it a week later for a credit charge-back, and on your next credit report the High Credit will have increased by whatever the price of the big purchase was.
Re: Re: Fico Crap I have tried that a few times and it doesn't seem to work..I may be getting the timing off
Re: Re: Fico Crap "I have tried that a few times and it doesn't seem to work..I may be getting the timing off" Can you bt the amount on crap one to another card then transfer back to the credit limit?
