In one day, My Fico dropped 10 points (682) to (672) when one of my 9 year and 11 month old (good account) came off of my credit report! Also, In a matter of a week there have been 3 changes to my credit report. None of them have been reported to me by my Equifax Credit Watch Profiler! 1. Good account came off 2. Derog account deleted 3. Derog account updated Is anyone else experiencing this?
I have had changes with no notification also! I have had some big changes (both positive and negative) and my score has not changed AT ALL in 3 months!!! G
It's been my experience that the Credit Watch Profiler only notifies me of any change if an inquiry is placed on my report, new derogatory information appears on the report or the status of an existing account changes. I've never had it notify me of any new positive accounts, or anytime a derog falls off the report. It also notifies me days after the event occurred, which is annoying. That's just my experience. It's pretty much worthless if you ask me.
