I recently checked my fico score and credit report and I noticed that my score has dropped from being 607 down to being 589. I also noticed that my credit card companies are being listed as two different companies. In section 3 under accounts information, the names are listed correctly. When I go to review my accounts they have different lender names than the ones under accounts information. The major thing that I believe caused my 18 point drop is the fact that on one of my cc accounts the high credit is being listed as $300 with a payment amount of $72 and a balance of $372. I dont have any thing else reporting differently being listed on my credit report. Could the $72 be the cause of me losing 18 points? My other cards are also using at least 95% of credit usage. If I pay those down including the one for 372, how much should my score come back up?
