http://www.facredco.com/HTML files/...res/FICO_Credit_Score/FICO_credit_scor_2.html I came across this tonight. Has anyone ever seen this and is this what I think it is? (an insight to how they score)
Well the URL isn't working right when I do it this way. Click here instead: http://www.creditscoring.com/pages/updates.htm Scroll down just a little bit till you see this: Fair, Isaac Reason Code #4: "Too many bank or national revolving accounts" (the secret list)
click here I've reposted the link, just in case this one works easier. It's a fascinating list. It looks like the codes are what causes the reasons for denial to be printed on this lovely credit denial letters.
Thanks for reposting it Goldhummingbird! I just couldn't get it to work when I tried it. (Then again - I was SO tired when I tried to post it last night...) That is what I was thinking too. If it is, it'll be a first because everyone I talk to says this info is impossible to come by.
They have this page layout of the same which is cleaner and easier to read. Try this for a better table of the same data
