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Discussion in 'Credit Talk' started by sl1029, Nov 1, 2000.
The Fair Isaac website doesn't offer any info....
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yes and no...
a consumer can't yet get his own FICO score. Lenders who decline loans have been telling consumers their scored for a long time. This site allows lenders (NOT consumers) to get more detailled info to give consumers who are declined.
It is merely an attempt to placate government regulators and legislators. It doesn't really tell the consumer anything until after they are declined for a loan.
RE: yes and no...
It says that you can sign up as a consumer (not as a rep of a company). Am I misreading this??
no, and yes
I cut and pasted verbatim:
1.Will Fair, Isaac give borrowers their FICOÂ® score and reason codes?
Not today, although we expect to provide FICO scores to
consumers at a later date. Fair, Isaac doesn't compute the FICO
scores themselves. Instead we provide the scoring formula used by
national credit reporting agencies so that they can calculate FICO
scores from information in the consumer credit files they maintain.
We are working with those agencies in order to provide scores and
credit reports directly to consumers.
RE: FICO giving scores directl
Pat, is this a new site (i.e. launched today or yesterday)or an existing one?
On the public (i.e.) free area of the National Mortgage News website yesterday there was an article intro. that specifically said Fair Isaac had launched there site for CONSUMERS to directly get their scores. They apparently announced this at the Mortgage Bankers of America Association Conference on 10/31
Isn't this what Fair Isaac agreed to do this last spring or summer, they just never put a specific date on it or agreed to a specific $$)
i think this is a different site than the one you provided
RE: FICO giving scores directl
no, this website was in a press release dated 10/31/00 at the Fair Isaac site.
What is the website.
So I can read for myself. Please. gentlemen.