Hello everyone. I disputed the same negative tradelines one Equifax and Trans Union. Before the dispute, my FICO score on both CRAs was 677. After invesigation and deletion, EQ. went down by 11 points and TU jumped by 44 points. I guess I am a member of 700 Club according TU Fico. Can anyone explain this. By the way, all my balances are 0 on both CRAs. Thanks
Most likely what was deleted was on the old side. If so, it wasn't affecting you negatively very much, if at all. When it was deleted, it shortened the length of history, which then made your history appear to be newer and it cost you a few points.
