FICO Jumps 630 to 710

Discussion in 'Credit Talk' started by EdG, Nov 15, 2001.

  1. EdG

    EdG Well-Known Member

    Just got my FICO score from Equifax. It jumped from 630 in September to 710 now. Wooooooohooooo. I only wish my other two reports were as good as this one. I can't believe it jumped so much the only thing different is that my Citi card is now reporting. Happy Dance Happy Dance.
  2. leo728

    leo728 Well-Known Member

    happy dances are forbidden!

  3. OtherTerri

    OtherTerri Well-Known Member

  4. Dani

    Dani Well-Known Member

    Congrats, Ed. Since the happy dance has been forbidden I give you a happy wiggle. :)

  5. Hope

    Hope Well-Known Member

    Bah! Humbug! Just you try and stop me!!! Yeeehaw!

  6. EdG

    EdG Well-Known Member

    Thanks everyone. I figured since I didn't see George around I'd try a happy dance.
  7. Beaker

    Beaker Well-Known Member

    I think PsychDoc was the one who banned the happy dance... I'm doing the happy pogo! :eek:)

    <jumping up and down>
  8. MartysGirl

    MartysGirl Well-Known Member

    That's GREAT....!!!!

    I see that the onliy thing new is the Citi card. If you don't mind... would you please post what else you have on your CR with dates. Thanks SOOOOO much....!!!
  9. EdG

    EdG Well-Known Member

    No problem MartysGirl. It's not a lot though.

    Auto Loan 8/1996, 0 balance, 1 30 day late
    Auto Loan 4/2000, 12K balance, never late
    Cap One 8/2000, $25 balance, never late
    Cap One 1/2000, 0 balance, never late
    Citi bank 8/2000, 0 balance, never late
    Student Loan 1/2001, 40K , never late

    10 inquiries back to 12/99

    My Target card is not reporting yet either. The ) balance stuff is because I usually pay my cards off in full every month.
  10. MartysGirl

    MartysGirl Well-Known Member

    Thanks So much ;-)
  11. EdG

    EdG Well-Known Member

    OK I take back the happy dances. Just got my TU report and score, 660 out of a possible 934. Not good. On top of that there is a little Hawk-Alert on my report. I hate TU maybe I should try EX now....Thats what I get for doing a happy dance.
  12. GEORGE

    GEORGE Well-Known Member

    I don't care if you do a HAPPY DANCE!!!

    I DIDN'T BAN IT...


  13. breeze

    breeze Well-Known Member


    I recently saw Doc doing a happy dance
  14. lbrown59

    lbrown59 Well-Known Member

    What kind of a dance are you going to do when it takes a mysterios nose dive later somewhere down the road?
    POINT is consumers shouldn't have to put up with such uncertaines:
    There is just no excuse for it!
  15. G. Fisher

    G. Fisher Banned

    What changed on your Equifax report to account for the score increase?

    What were the four reasons given before, and after?

    What is the name of the Trans Union score?

Share This Page