fico question

Discussion in 'Credit Talk' started by romanduv, Oct 1, 2001.

  1. romanduv

    romanduv Well-Known Member


    Does anyone know if the FICO model uses the account open date, or the first reported day?

    The reason I'm asking is that I have a couple of new cards that aren't reporting. My thinking is that I should wait 6 months, and then start asking them to report.

    Any idea's ?


    GEORGE Well-Known Member

    Credit cards report when THEY want to...
  3. romanduv

    romanduv Well-Known Member

    True, but for the time being they are not. I'm asking if this is a good thing.

    I've read other posts of people writing PFB to their creditors to get them to start reporting. Thats my other option.

    GEORGE Well-Known Member

    If they never can ask them to report...
  5. IncomeHelp

    IncomeHelp Well-Known Member

    I have a card that was only reporting to two of the three. I wrote them and asked them to report to the third (Experian). They never wrote me back but it finally appeared on experian about 2 months later. It reports every month to all three now.

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