Hi, Does anyone know if the FICO model uses the account open date, or the first reported day? The reason I'm asking is that I have a couple of new cards that aren't reporting. My thinking is that I should wait 6 months, and then start asking them to report. Any idea's ? -Roman
True, but for the time being they are not. I'm asking if this is a good thing. I've read other posts of people writing PFB to their creditors to get them to start reporting. Thats my other option.
I have a card that was only reporting to two of the three. I wrote them and asked them to report to the third (Experian). They never wrote me back but it finally appeared on experian about 2 months later. It reports every month to all three now.
