Separate names with a comma.
Discussion in 'Credit Talk' started by Flagirl, Mar 21, 2001.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit.
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
Yes there is a huge difference. You are typically treated as bad credit until you rich 620. This is especially true for a car loan. As you go above 620 you are rated better. Anything above a 660 I think cardealers love you. That is like your boyfriend.
Different types of lenders look at scores differently. But these are a basic guidelines:
Above 719: excellent credit
680-719: Good Credit
620-679: Lender will take a closer look at your file
585-619: Higher risk; you will not be eligible for the best rates and products
Below 585: Credit products may not be available. lender will need to consider other information in your application.
This is from 'your credit score' and eloan last year.
I found this interesting.
"But simply knowing your credit score when beginning the mortgage process -- if that score is at least 620 -- should ensure that you obtain a market-rate loan, she says. And if your score is lower, you will have time to take action that can raise it.
Scoring Factors Listed: Fair Isaac divides its credit-scoring factors into five categories.
Payment history, which is the basis of 35 percent of your score
Amounts owed, on which 30 percent of the score is based
Length of credit history, which accounts for 15 percent of a score
New credit, which accounts for 10 percent
Types of credit in use, which accounts for the remaining 10 percent"