I've noticed that you can now get this from equifax.com, but is this score only from equifax? When banks process your loan application do they look at your FICO only from one CRA or take an average of three scores from the three CRAs?
I think most creditors/banks pull one report and take that score, unless you are getting something like a mortgage then they pull and look at all three scores. Yes the score is just with Equifax