FICO Score

Discussion in 'Credit Talk' started by CR, Apr 16, 2001.

  1. CR

    CR Well-Known Member

    Hi everyone,

    Well, I finally broke down and got my score.... 593 :(

    I'm so bummed. This really is great motivation for cleaning up. Question:

    I was just approved for a Target card (came today). Once I start using it and it gets reported, what difference can I expect in my score? This is my first and only department store card. Right now I have FCNB, 3 Cap One's and an Aria along with AT&T, Chevron and an auto loan all being reported PAID AS AGREED. I do have quite a few inquires (no more for a long time, I'm on the wagon).

    Thanks (again),
  2. Momof3

    Momof3 Well-Known Member

    You won't see any difference until the account reaches 12 months.
  3. G. Fisher

    G. Fisher Banned

    Where does it say that 12 months is a magic number?

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