I found the following link very helpful in understanding the basics on how FICO scores are calculated and how my score compares/ranks against others. http://credit.about.com/gi/dynamic/...ww.fairisaac.com/servlet/SiteDriver/Content/3 In my case, spotless payment history and only one derog (I'm disputing) on my credit are being overshadowed by the age of my accounts (too new) and my credit limit ($9,500) not being reported on my AMEX card. akg
It's the Fair, Isaac site - just accessed through About.com. They got a nice spin on it, huh? Try the FTC site's slide show - it's way better. http://www.ftc.gov/bcp/creditscoring/present/sld001.htm Have fun! breeze
