I just read a past thread, that the CR mortgage lenders pull on our file can contain items and payment history back to 7 years, that we have worked so diligently to remove from our consumer CR that the CRA sends us when we inquire or dispute. Does anyone know if lenders get a different FICO score based on the information they see, as to the FICO that is associated with our personal CR that we receive? The thread I am referring to is: http://consumers.creditnet.com/stra...ad.php?s=&threadid=11513&highlight=preemption