Is there any resource that describes what kind of credit you can expect with what scores? I know that each lender may be different, but I am just looking for some general information. Thanks
Ripped off with over charges. Adopted? --------- Checking out of the grocery store, I noticed that the bag boy was eyeing my two adopted children curiously. They often draw scrutiny, since my son is a blond Russian, while my daughter has shiny black Haitian skin. The boy continued staring as he carried our groceries to the car. Finally, he asked. "Those your kids?" "Yes, they are!" I answered proudly. "They adopted?" he asked. "Yes," I replied. "I thought so," he concluded. "I figured you're too old to have kids that small."
You asked for general, here's general: Above 730 Excellent credit 700 - 729 Good credit 670 - 699 Lender will take a closer look at your file 585 - 669 Higher risk; you will not be eligible for the best rates and products. Credit products may not be available. Below 585 Credit options will be limited or not available. Lender will need to consider other information in your application.
Go to www.myfico.com. On the homepage there is a link to what rates different scores will get you based on current interest rates. Very helpful tool! lbrown - You are too funny!
