Eloan: 683 Equifax: 576 How is a 100-point difference possible? Anybody know what lenders use the eloan CreditXpert data, if any?
Experian for hubby and I as well, way off too. Mine 704 for eloan, true score 673 Hubby 696 for eloan true score 617 yikes. Mom
I am new to this board and I must say I am loving the great info I have been reading. As for scores Eloan shows me with a score of 629 equifax 599 I just don't understand how it can be off by 30 points No wonder why I keep getting denied
Eloan pulls from Experian, BUT they use their own scoring model not Experian's, and as most of know our true scores can range quite a bit. But eloan is NOT an accurate score, as with most of us they tended to score higher than we really are.