Here are some interesting points from an article in IBD Thursday. "About 75% of U.S. credit cards use the Fair Isaac account management systems." "More than 75% of U.S. mortgage are evaluated using Fair Isaac scores." They have a software package called "Credit Line Strategy Optimization" that First USA uses, it evaluates a customer's credit history to see the credit risk and then suggests whether to raise or cut the borrower's limit, it also suggests how to get the customer to sign up for new services and it calculates how much profit that customer might bring to the bottom line. www.creditsense.com
