Fico

Discussion in 'Credit Talk' started by warchant7, Feb 27, 2003.

  1. warchant7

    warchant7 Well-Known Member

    I am in the process of getting a mortgage soon and my FICO is terrible because of over the limit Providian cards. I am working on settling with them soon. My question is if I added some secured Visas with all balances open, would it help my FICO? thanks to anyone that does reply.....
     
  2. LKH

    LKH Well-Known Member

    If you are going to be trying to get a mortgage soon, I'd suggest not applying for anything for several months prior to applying. The additional inquiries as well as new accts could lower your score.
     

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