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Discussion in 'Credit Talk' started by Confused, Apr 10, 2001.
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You have a great score. FICO can change every day for various reasons. (inquiries, balances owed, # of credit lines, age and type of credit lines and many other factors). As far as Chase goes, the statute of limitations has run out on the debt you owed them. So they can't try to collect or get a judgment at this point. But some banks keep internal records and if you owe them, they may only reconsider you for credit if you pay up first. Maybe someone here knows a bit more about whether chase keeps records of this or not? There are lots of other good card companies though if you just need a new card. With your score you should not have a problem getting a good prime rate.
U have one of the highest scores I've seen.....U can apply anywhere!