Recently filed my complaint against CRA in federal court for multiple violations of the FCRA. Feel pretty good about the complaint as I have gathered a lot of solid violations against the CRA in the last year. Some of the violations I filed were for: - refusing to investigate (on several different accounts over a period of a year. Some of my disputes included letters of deletion from the creditors) - Hiding accounts (I have the proof) - Failing to respond for a description of the procedures used to determnine accuracy/completeness - Claiming to verify an account I do not believe they verified (creditor had already sent in a UDF to delete) - refusing to investigate inquiries (even when I complained about CA accessing my credit report just to harass me for a bill they knew did not belong to me) My actual damages included several denials for a cc card, cc line increase, and conveying of incorrect information to bank for a home equity loan, and other subjective emotional damages. Cost of $150 for filing fee, $40 for process server, and a new toner. Will keep updated.
good luck! Hope when it's all said and done, you can share the story with us! a lot of people end up signing confidentiality agreements in seems
Hey Cinderella, Good job. A+ for guts girlfriend. I'd love to see your complaint and follow your case with you. I'm getting ready to sue EQ, for much of the same thing. My email is always on.
