I'm so excited! I called the mortgage company today to check the status on our loan. She told me that our loan was approved. She said the appraisal came back today and everything was fine. Then they pulled another credit report. Then they just approved it. I thought it would go to underwriting or something?? I know they have automated underwriting but I thought an underwriter would still look at it. Maybe they already did?? At any rate, she said our file had been sent to the closing department. I know nothing is really final until we have the keys but I'm hopeful that everything will work out.... We were scheduled to do a walk-thru tomorrow but the builder is saying Tuesday now. :-( Our lock expires on the 3rd so they said we would definately close by then..even if we have to walk-thru immediately prior to closing... Anyway,I thought I would give a little info about the loan. It is a 30 yr fixed rate VA LOAN. The interest rate is 6.375. Our scores at time of application were: EQ- 695 EX- 679 TU-680 I'm not sure what they were prior to this last check. I know EX score dropped 2 points after the new inquiry. I'm not sure about the others! THANK YOU TO ALL THE PEOPLE THAT HAVE HELPED ME ON THIS BOARD!!! WE WOULD NEVER BE IN THE POSITION TO BUY OUR FIRST HOME IF IT WEREN'T FOR ALL OF YOU!!!!
