I am sooooo happy.I just had to tell everyone.It's a small victory,but it is still a VICTORY.I sent feedback to Fashion bug through planetfeedback about the inncorrect info they put on my credit report.Within a couple of days,I recieved a phone call from FB asking to explain the problem,I did and they said they will look into it and call back. Well, yesterday i get another phone call.This time they say that they faxed info to all the credit bureaus to remove the bad info from my credit report and reinstated my Credit Card!!!!!!!! How cool is that........... I WON!!!! I WON!!!! lol i know,its small,but it's a start..... Thanks all for the advice...
How old was your card? I have one from 1991, but it is closed by consumer. It was listed as paid/never late but inactive, so I called to see if I could get it reinstated. They said because it was so old, I would have to reapply, so I just told them to mark it closed by consumer. My daughter does a lot of fashion shows for them and gets 30% off the day of the show, so I would love to have their card again, but am afraid they would turn me down because I still have two derogs on Experian and only a 596 score. Thanks, L
My card was only from last year,but i can tell you that they are pretty easy to get a card with.It may start out with a low limit,but you should be able to get one...
Not sure of scores,but here is the info i can give you: Equifax: 2 collections account :$274 5/97 $160 5/00 2 derog acts: Fashion bug $166(this is now gone) JCPenny $249.00 10/96 1 Positive:FCNB $250 limit, no current balance Student loan:High bal.$3605 current bal.$2007 Experian score 9 derogs....ughhhhh Don't know TU, they won't give it to me......lol
