Finally aWin for Me !!!!!

Discussion in 'Credit Talk' started by lynn112, Mar 15, 2002.

  1. lynn112

    lynn112 Well-Known Member

    I am sooooo happy.I just had to tell everyone.It's a small victory,but it is still a VICTORY.I sent feedback to Fashion bug through planetfeedback about the inncorrect info they put on my credit report.Within a couple of days,I recieved a phone call from FB asking to explain the problem,I did and they said they will look into it and call back.
    Well, yesterday i get another phone call.This time they say that they faxed info to all the credit bureaus to remove the bad info from my credit report and reinstated my Credit Card!!!!!!!! How cool is that...........

    I WON!!!!
    I WON!!!!

    lol i know,its small,but it's a start.....

    Thanks all for the advice...
     
  2. Dani

    Dani Well-Known Member

    Congratulations, lynn. :)

    Dani
     
  3. whyspers

    whyspers Well-Known Member

    How old was your card? I have one from 1991, but it is closed by consumer. It was listed as paid/never late but inactive, so I called to see if I could get it reinstated. They said because it was so old, I would have to reapply, so I just told them to mark it closed by consumer.

    My daughter does a lot of fashion shows for them and gets 30% off the day of the show, so I would love to have their card again, but am afraid they would turn me down because I still have two derogs on Experian and only a 596 score.

    Thanks,
    L
     
  4. lynn112

    lynn112 Well-Known Member

    My card was only from last year,but i can tell you that they are pretty easy to get a card with.It may start out with a low limit,but you should be able to get one...
     
  5. far gone

    far gone Well-Known Member

    what was your scores? I really need to establish some credit bad...


    617 eq 584 ex 503 tu why?
     
  6. mcen0012

    mcen0012 Well-Known Member

    Congrats on your victory - it's good to hear the good news!

    Tom
     
  7. lynn112

    lynn112 Well-Known Member

    Not sure of scores,but here is the info i can give you:
    Equifax:
    2 collections account :$274 5/97 $160 5/00
    2 derog acts: Fashion bug $166(this is now gone)
    JCPenny $249.00 10/96
    1 Positive:FCNB $250 limit, no current balance
    Student loan:High bal.$3605 current bal.$2007

    Experian score 9 derogs....ughhhhh
    Don't know TU, they won't give it to me......lol
     

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