Finally Cleared 600 on EQ!

Discussion in 'Credit Talk' started by keltexx, Aug 3, 2001.

  1. keltexx

    keltexx Well-Known Member

    Pulled my report direct from EQ-looks like the inquiry removal and duplicate account helped me out.

    Yeah! I know it still sucks, but I am out of the 500's.
  2. Concerned

    Concerned Well-Known Member

    How did you get the inquiry removed from those bastards at eq?
  3. MiamiBlues

    MiamiBlues Well-Known Member

    Please advise how you got the inquiry removed from Equifax. Everytime I dispute an inquiry with them I get the standard response from Glenn King.

  4. timjcathom

    timjcathom Well-Known Member

    I disputed 8 inquiries wit a phone call a week ago. They deleted all of them.
  5. breeze

    breeze Well-Known Member

    What did you say?? I can't get any inquiries removed - and they are all unauthorized or should have been consumer disclosure instead of hard inquiries.

  6. keltexx

    keltexx Well-Known Member

    Sorry not to respond sooner, I lost track of the thread.

    I had an inquiry removed from Equifax that was placed on my report by my telephone company in April of 2000. I had been switched to another phone company without my knowledge.

    I disputed about 4 other items, including another inquiry from a collection agency. I handwrote the letter. I kept the wording very simple, i.e. "This inquiry is incorrect. I did not authorize the inquiry, nor at any time was I informed that my credit report would be pulled." Delete.

    Of course, the collection agency remained. The reason-"because this creditor appears on your report, we cannot delete these inquiries. This will remain for two years." So much for permissable purpose.

    I am just happy to get one inquiry deletion. That, along with deletion of 3 lates, only raised my score by about 10 points.
  7. MiamiBlues

    MiamiBlues Well-Known Member


    You were able to get 8 inquiries removed from Equifax with just a telephone call? That's awsome!

    Do you recall who you spoke to and what did you say to them? Thanks for your info.

  8. OtherTerri

    OtherTerri Well-Known Member

    Tim, If you are out there, would you mind sharing this information?


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