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Discussion in 'Credit Talk' started by acegirl, Jun 6, 2001.
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What kind of finance company was it?
It almost sounds like one of those check/cash advance places. I have heard horror stories about those people going to peoples place of employment and demanding money from their boss etc...
Are you sure they were not loan sharks?Were they carrying baseball bats,and one of them was named,BIG LOUIE?
Check the contract that you signed intially with these blood suckers. Usually it is very detailed (in small fine print) as to what they can and will do to collect.
As for whether they can do what they did legally, it depends on where you are located. Some states have very strict rules for sales/leaseback or payday loans. Others (like texas) are rather lenient. A search of the web under payday loans or sales leaseback programs should give you some idea on their rights.
These programs are really difficult to get out of if you are having a rough time financially. The interest rates that they charge every two weeks for payment can be as high as 35%. I did this stuff for about two years, and seriously regret it-paid 180$ on a 300$ loan every other week.
Pay them off, in full, as soon as you can, even if you need to pay the minimum on your other bills to get away from these vermin.